First, the composition of social security costs.
Social security expenses are mainly composed of five parts: endowment insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance. The cost of each part will be calculated according to the individual's salary base and the corresponding payment ratio.
Second, the salary base and payment ratio
The salary base of an individual is the basis for calculating social security expenses, and the proportion of payment is determined according to the policy. In Guangzhou, the wage base generally has upper and lower limits, and the part beyond or below this range may not be required or included in the social security expenses. The proportion of payment varies according to specific social security projects and policies.
Third, the impact of policy changes.
Social security policies will be adjusted according to social and economic development and needs. Therefore, the annual social security fee may be different. For example, the government can increase the income of the social security fund by increasing the proportion of social security contributions, or adjust the upper and lower limits of the wage base to adapt to the changes in the average social wage.
Fourth, the query method of social insurance premium
Specific social security costs, individuals can query in the following ways:
1. Log in to official website of Guangzhou Social Security Bureau, and use personal social security account number for inquiry;
2. Go to the personnel department or financial department of the unit for consultation;
3. Call Guangzhou Social Security Bureau for telephone consultation or go to the social security service window for consultation.
To sum up:
The social security cost in Guangzhou in 2024 is not a fixed value, but is influenced by many factors. The specific expenses need to be calculated according to the individual's payment wage base, social security payment ratio and policy provisions. Individuals can find out the specific social security expenses by inquiring the official website of the Social Security Bureau, the personnel department or the financial department of the consulting unit, calling the consultation telephone or going to the social security service window.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 10 stipulates:
Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.
The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.
People's Republic of China (PRC) social insurance law
Article 23 provides that:
Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.