The money to buy wealth management products will be transferred to a special bank account from the value date of wealth management and will not be returned to your card until the maturity date. If you are not at ease, you can go to the bank business hall with your ID card and ask the customer service to make a financial list. As long as you buy it, you will definitely have it. However, the list can only be made after the value date. According to the standard explanation, bank wealth management products should be aimed at specific objects on the basis of analyzing and studying potential target customers. In the investment mode of wealth management products, banks only accept the funds entrusted by customers, and the investment income and risks are borne by customers or both customers and banks in an agreed way.