if it is possible to use RMB 2, in the near future, don't buy it; if it is not used for a long time, if you have strong risk tolerance and are prepared to hold it in the medium and long term, you can choose a good fund company to buy stock funds (such as Huaxia, Shangtou, etc.); if the risk tolerance is moderate, you can buy debt funds (such as Changsheng bonds, China Merchants bonds, etc.); if the risk tolerance is poor, you can buy any currency.