Medical insurance for urban workers can be referred to as urban medical insurance, which means that all employers and their employees in cities and towns should participate in medical insurance for urban workers and implement territorial management; The medical insurance premium for urban workers shall be borne by both employers and employees; The medical insurance fund for urban workers shall combine social pooling with individual accounts. The level of medical insurance for urban workers should be compatible with the development level of productive forces in the primary stage of socialism. All employers in cities and towns, including enterprises (state-owned enterprises, collective enterprises, foreign-invested enterprises and private enterprises, etc.). ), organs, institutions, social organizations, private non-enterprise units and their employees shall participate in medical insurance for urban employees. Whether township enterprises and their employees, owners of urban individual economic organizations and their employees participate in medical insurance for urban employees shall be decided by the people's governments of all provinces, autonomous regions and municipalities directly under the Central Government.

In principle, medical insurance for urban workers shall be based on administrative regions (including prefectures, cities and leagues) or counties (cities) above the prefecture level, and the three municipalities directly under the Central Government of Beijing, Tianjin and Shanghai shall, in principle, implement urban overall planning (hereinafter referred to as overall planning areas). The employing units and their employees shall participate in the medical insurance for urban employees in the overall planning area in accordance with the principle of territorial management, implement a unified policy, and implement unified collection, use and management of the medical insurance fund for urban employees. Railway, electric power, ocean transportation and other enterprises. Production mobility is large and its employees can participate in medical insurance for urban employees in different places in a relatively centralized way.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.