Is Yu 'ebao safe? What exactly is Yu 'ebao and why is it controversial? In fact, Yu 'ebao is not mysterious. It is Alipay's online balance value-added service. You can get a certain expected income by transferring money to Yu 'ebao. Essentially, you bought a money fund named "Zenglibao" provided by Tian Hong Fund. In the process of users transferring funds to Yu 'ebao, Alipay and fund companies will complete the process of fund account opening and fund purchase for users through system docking, and there is no charge for using Yu 'ebao for financial management.
It is such a fund product that has developed extremely rapidly. From 0 to 250 billion, Yu 'ebao only took more than 200 days; From 250 billion yuan to 400 billion yuan, Yu 'ebao only took about 30 days, which made the financial "rivers and lakes" surging, and also made many financial tycoons "not calm".
"Yu 'ebao is very attractive to young people, with high expected income, convenience and convenience, and easy online consumption, which undoubtedly caters to the consumption habits of many young people. "The dispute over Yu 'ebao is actually a dispute over small savings. There is not much money in a single account, but it adds up to a lot. This part of the money will have an impact on bank deposits and even other bank policies.
The essence of Yu 'ebao is a fund, but the fund is risky, and even the best momentum can't avoid the fund. There will be no pie in the sky, and there will be no so-called making money and insurance.
The above questions about the safety of Yu 'ebao have been explained clearly. I hope everyone can understand that everything in the world has two sides, and investment is risky, so we must be cautious.