What are the list of drugs that can be bought by medical insurance
The list of drugs that can be bought by medical insurance varies with different regions and policies, but generally speaking, the drugs in the medical insurance catalogue are divided into Class A drugs and Class B drugs. Class A drugs refer to drugs that are formulated by the state, necessary for clinical treatment, widely used, with good curative effect, reasonable price and widely used by the masses. These drugs are generally necessary for clinical treatment, widely used, with good curative effect and lower price among similar drugs. Class B drugs refer to drugs that the basic medical insurance fund is partially able to pay for. These drugs are formulated by the state and their prices are relatively high. In addition to Class A drugs and Class B drugs, some special drugs, such as Chinese herbal pieces, other Chinese herbal pieces that are included in the scope of medical insurance funds at the provincial level, hospital preparations, etc., may also be included in the medical insurance catalogue.
The differences between Class A and Class B infectious diseases mainly lie in disease types, management methods and countermeasures.
1. Disease types: Class A infectious diseases include plague and cholera, while Class B infectious diseases include infectious atypical pneumonia, AIDS, viral hepatitis, poliomyelitis, measles, epidemic hemorrhagic fever, rabies, epidemic encephalitis B, dengue fever and anthrax. Pneumonia in novel coronavirus has also been included in Class B infectious diseases.
2. Management mode: Class A infectious diseases are strong infectious diseases under compulsory management and need to be reported immediately within 2 hours after discovery. Class B infectious diseases are strictly managed diseases, which require direct online reporting within 6 hours after discovery.
3. Countermeasures: Class B infectious diseases are relatively mild, and the mortality rate is not high, but isolation treatment and thorough disinfection are still needed to prevent infection. In addition to the above provisions, Class B infectious diseases and sudden infectious diseases with unknown causes need to take preventive and control measures for Class A infectious diseases.
If there are patients suffering from infectious diseases in life, they should report them in time to avoid more serious consequences.
To sum up, the list of drugs that can be bought by medical insurance includes Class A drugs and Class B drugs, as well as some special drugs such as Chinese herbal pieces and hospital preparations. The specific drug list varies with different regions and policies, so it is necessary to consult the local medical insurance catalogue or consult relevant institutions for detailed information.
Legal basis:
Article 28 of the Social Insurance Law of the People's Republic of China stipulates: "Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency and rescue shall be paid from the basic medical insurance fund in accordance with state regulations." At the same time, the Measures for the Administration of the National Essential Drugs List stipulates: "The National Essential Drugs List includes chemicals, Chinese patent medicines and Chinese herbal medicines. The state formulates national essential drugs according to the needs of disease prevention and control, and makes adjustments and updates in a timely manner. "