1. Introduce the fixed investment of the fund.
Fixed investment of funds is an investment method in which investors regularly invest a certain amount in fund companies. The basic principle of fixed investment is that investors regularly invest a certain amount every month, and disperse the investment amount in multiple funds to realize asset allocation, so that investors are not affected by market fluctuations and better achieve their investment goals.
2. Advantages and disadvantages of fixed investment
(1) Advantages
The advantage of fixed investment is that investors can make regular investment and spread the investment amount among multiple funds, so as to realize asset allocation and better achieve investment objectives, which is not affected by market fluctuations.
(2) Disadvantages
The disadvantage of fixed fund investment is that investors may be affected by transaction costs, and investors may miss the bull market period, thus affecting investment income.
3. How to calculate the income of the fund's fixed investment
(1) Calculate the fixed investment amount.
First of all, investors need to determine the monthly fixed investment amount, which can be determined according to their own investment goals and investment period. Generally speaking, the longer the investment period, the greater the monthly fixed investment amount.
(2) Calculate the investment income
Secondly, investors can calculate the investment income according to the fund return rate. Generally speaking, the longer the investment period, the higher the investment income.
(3) calculate the investment risk
Finally, investors need to consider investment risks. According to the risk level of the fund, investors can choose the right fund to reduce the investment risk.
Fixed investment of funds is an investment method in which investors regularly invest a certain amount in fund companies, which can protect investors from market fluctuations and better achieve investment goals. Investors need to determine the amount of fixed investment each month, and calculate the income and risk of investment according to the rate of return and risk level of the fund, so as to better achieve the investment goal.
This paper introduces the basic principle, advantages and disadvantages of the fund's fixed investment and how to calculate the income of the fund's fixed investment. Fixed fund investment is an effective way for investors to achieve their investment goals. When making a fixed investment in the fund, investors should determine the amount of fixed investment every month according to their investment objectives and investment period, and calculate the income and risk of investment according to the rate of return and risk level of the fund, so as to better realize their investment objectives.