Insurance is mainly about protection, generally speaking, it is about insurance funds. Funds are mainly stock funds, which will have profits and losses and certain risks. The main function of insurance is risk prevention and capital preservation and appreciation. If you buy insurance, you will have medical insurance. Generally speaking, the medical fund is also the medical security you get because you are insured. At present, many insurances are dividend-paying by installment

Insurance and funds cannot be confused. Because it is a different investment. See what you focus on? Is there a little benefit when you enjoy medical insurance, or do you just want to invest and make money? But to be honest, no matter how much money you earn, if you don't buy insurance, if you get sick, no matter how much money you make, you will spend it. Therefore, it is necessary to have insurance before considering other investments.