Some people will overestimate the so-called diversity. In my personal opinion, diversification is just an act of blindly following other people's investment strategies, which may not be suitable for everyone. Let me explain it in detail from the following points.
First, diversification can be one of your investment strategies.
Some people buy many kinds of foundations, such as buying a few at the same time, and some even buy a dozen. On the surface, these people spread their risks by diversifying their investments, and they can also get some returns in the process of investing. But diversified investment often appears on novice investors, which is intriguing. Diversification is just an investment strategy, not a winning method for successful investment.
Second, I personally didn't buy more than one fund at the same time.
It is up to me. I only have 3-5 funds. Among these 3~5, there is a consumer sector that I am very optimistic about, a medical sector that I am very optimistic about, and a fund that specializes in buying index funds. I'm not saying this to ask you to copy your homework or encourage you to buy the same fund as me, but I think diversification is a false proposition for many people. Whether a person can get enough return on investment does not depend on how he spreads his investment and risks, but on how he adopts the investment strategy that suits him.
Third, diversification will consume one's energy.
For some novices, although many novices seem to have bought dozens of different funds, the positions in these funds are highly similar. If an experienced investor chooses a fund, the latter can even cover all fund products by holding several funds. For most people, diversification will consume a person's energy excessively. Instead of spending a lot of energy and time studying various funds, it is better to leave accurate time for your favorite industries and designated funds. what do you think?
Where can I see the status of my fund?