1. Fund fixed investment made on April 1st will be deducted on April 6th at the earliest, so your account will lose about 1.5% in handling fees at most, which means the market value should be about 295, and what you see should be the fund shares

, 219.56 (share) * 1.3530 (net value) = 296 yuan (market value).

2. Rongtong 100 tracks the Shenzhen Stock Exchange 100 Index. Index funds certainly have the greatest risk among equity funds.

This fund can last for a long time, but its returns are hard to say.

After all, the performance of the Shenzhen Index is currently weaker than that of the Shanghai Composite Index. If the market style changes and the blue-chip stocks of the market take off, then the Shenzhen 100 Index Fund will be more dangerous.

But you're only a month old, so it's too early to say this.

Generally, it takes at least a year of fixed investment to see how well your fund performs and what your rate of return is.

3. You can check the funds you hold on CCB’s online banking; you can also use the online query function on the Rongtong Fund Company website and enter your ID number and initial password (there are prompts on the website) to check your funds.

4. Personally, I think you might as well consider starting with bond funds, which are low-risk funds to gain experience and knowledge before investing in stocks and index funds.