In fact, property buyers can "change with constancy". Is the property market up or down? Be fully prepared in the early stage of buying a house, and you will not lose money whenever you buy a house. Buying a house is a very important thing, but the process is trivial. Most of the post-8090 s are newcomers to buying a house. House experts give you an inventory: five things you must do before buying a house.
I. Prepare to purchase funds.
Buying a house is a big event, but the amount of money directly determines the quality and living facilities of the house purchased. Generally speaking, the purchase price is not only the down payment, but also the monthly loan principal and interest, the corresponding taxes and fees paid according to the grade of the house purchased by the individual, the maintenance fund, the property management fee, the initial installation fee, the area compensation fee and other miscellaneous fees. Before buying a house, buyers need to prepare a suitable housing provident fund according to their family situation. At the same time, we should also have a corresponding understanding of local housing prices and their costs, so as to avoid overspending the entire purchase budget and falling into the embarrassing situation of being able to afford but unable to live.
2. Common sense preparation for buying a house
There are many pitfalls in buying a house. If you don't pay attention, you may suffer. It is very necessary to know some basic common sense of buying a house. For example, the higher the rate of getting a house, the better, but the pool area is too small, which will reduce the comfort of life. For example, there are some professional real estate words that need to be distinguished, such as green rate and greening rate. The green coverage rate is generally higher than the green rate. Some developers will deliberately confuse these two concepts and replace the green rate with the green rate, giving consumers the illusion that the residential environment is good and there are many green spaces.
Third, understand the traffic situation in the community.
The traffic situation in residential areas is directly related to the daily travel in the future. Focus on whether there are main roads near the community, road traffic conditions, road patency during peak hours and so on. For owners who own private cars, it is very important to have convenient access and parking spaces. Whether there is a bus stop sign for public transportation, how many buses pass by, whether there is a subway station, the distance from the community to the bus subway station, etc. These all need detailed investigation. If the transportation convenience is not enough, it will seriously affect the quality of living, and at the same time, travel time is long and transportation costs are high.
Fourth, understand the supporting facilities.
The complete facilities in the community are the guarantee of convenient life in the future. A well-equipped residential area should be surrounded by various commercial service outlets, supermarkets, convenience stores and food markets. To meet the purchase of daily necessities. Other service needs such as health care, education, cultural and sports facilities can also be found nearby. The so-called "educational real estate" means to have a strong educational support, which is more expensive than ordinary houses. Therefore, support the value of the community. In addition, there are recreational facilities and public pipeline facilities in the community. These are facilities to meet the basic needs of life.
Verb (abbreviation of verb) for field trip.
It is very necessary to have a field trip. Usually, real estate advertisements, sand tables and model rooms have a certain degree of beautification. Property buyers have a comprehensive understanding of the area, environment, geographical location, traffic conditions and surrounding facilities of the house. At the same time, some defects that developers want to hide are also exposed. We should not only look at the house when the weather is good, but also look at the house in bad weather such as rainy days to see if there are any quality problems such as water leakage and whether the drainage and sewage discharge design of the community is reasonable. Don't be afraid of being tired, afraid of trouble, greedy for petty gain, just solve it hastily, and it may be more tired and troublesome then. (Source: Xiangtan Real Estate Network)
(The above answers were published on 20 15-09-24. Please refer to the actual situation for the current purchase policy. )
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