decreasing monthly repayment of loans is the repayment method of equal principal.

18,-year provident fund loan, monthly repayment in average capital:

January, 2455.5 yuan

February, 2449.45 yuan

March, 2443.41 yuan

April, 2437.36 yuan

. 2413.17 (yuan)

September, 247.13 (yuan)

October, 241.8 (yuan)

November, 2395.3 (yuan)

December and 2388.98 (yuan)

March. 2364.8 (yuan)

July, 2358.75 (yuan)

August, 2352.7 (yuan)

September, 2346.66 (yuan)

October and 234.61 (yuan)

November. 2316.42 (yuan)

25 months, 231.38 (yuan)

26 months, 234.33 (yuan)

27 months, 2298.28 (yuan)

28 months, 2292.23 (yuan)

29. 2268.5 (yuan)

March, 2262 (yuan)

April, 2255.95 (yuan)

March, 2249.91 (yuan)

March, 2243.86 (yuan)

March. 2213.63 (yuan)

April, 227.58 (yuan)

April, 221.53 (yuan)

April, 2195.48 (yuan)

April, 2189.44 (yuan)

46. 2165.25 (yuan)

May, 2159.2 (yuan)

May, 2153.16 (yuan)

May, 2147.11 (yuan)

May, 2141.6 (yuan)

May. 2116.88 (yuan)

May, 211.83 (yuan)

May, 214.78 (yuan)

June, 298.73 (yuan)

June, 292.69 (yuan)

62. May p>68 (yuan)

June, June 262.45 (yuan)

July, June 256.41 (yuan)

August, June 25.36 (yuan)

June, July 244.31 (yuan)

. 22.13 (yuan)

July, 214.8 (yuan)

July, 28.3 (yuan)

July, 21.98 (yuan)

July, 1995.94 (yuan)

78. 1971.75 (yuan)

August, 1965.7 (yuan)

August, 1959.66 (yuan)

August, 1953.61 (yuan)

August, 1947.56 (yuan)

August. 1923.38 (yuan)

September, 1917.33 (yuan)

September, 1911.28 (yuan)

September, 195.23 (yuan)

September, 1899.19 (yuan)

94. On the repayment date, the bank will deduct this part of the repayment, and then you will be entrusted to withdraw one month's monthly repayment from your provident fund account and transfer it to the repayment card. Deduct this part of the money transferred from your provident fund account next month, and so on.

since you have worked for 28 years, you must have a large balance in the provident fund account, so at first, the monthly repayment can be directly deducted from the provident fund account. However, you should always pay attention to the balance of the provident fund account. When the balance of the account is insufficient for a period of time, you should make up the difference between your monthly repayment and monthly payment every month to avoid overdue.