Is the index fund good for weekly investment or monthly investment?
The monthly fixed investment is as good as the weekly fixed investment, because from the previous investment income, no matter whether you choose the weekly fixed investment or the monthly fixed investment, the difference between the two yields is only about 1%. Therefore, no matter whether investors choose weekly fixed investment or monthly fixed investment, the income is similar, and investors only need to make arrangements according to their idle funds.
Generally speaking, the higher the frequency of fixed investment, the more average the cost allocation and the more average the future investment income. However, the longer the fund invests, the smaller the daily, weekly and monthly income gap will be. Although there is little difference in the fund's fixed investment, from the perspective of ordinary fixed investment and intelligent fixed investment, the yield of intelligent fixed investment is more impressive than ordinary fixed investment, mainly because intelligent fixed investment will change the investment amount according to the fluctuation of the fund's net value. The fund will deduct less when the fixed investment deduction day rises, and deduct more when the deduction day falls sharply, which can better share the investment cost.
The advantage of the fixed investment of the fund is that it can share the investment cost, reduce the investment risk and avoid delaying the market because of missing time. The disadvantage of the fixed investment of the fund is that no matter whether the fund rises or falls, it is bought on the deduction date, which is easy to chase after the rise and kill the fall, which is easy to cause investors to lose a lot.