He does not participate in investors' income or dividends, but at the beginning of investment, he obtains matching income from fund companies by charging investors the subscription fee and redemption fee management fee.
Therefore, for this method, there is an advantage for the fund company, that is, whether the customer loses or earns has nothing to do with the fund company. But you have to pay the fund company a subscription fee, redemption fee and some management fees.
The fees charged by fund companies still have a lot to do with the amount invested by investors. Some people invest 1 000, some people invest 1 and some people invest 1 000, so the so-called commission obtained from it is also relatively high.
In the whole financial industry, the management fee is deducted from the net value of a new fund announced by the daily transaction amount. Investors do not need to pay the so-called management fee of the fund company separately in each transaction.
There are still many people who buy funds in our life, especially in Alipay, and some of them are like white-collar workers. If you have some spare money, you will buy a fund, because first, its starting price is not very expensive and relatively stable. The risk is also smaller than that of stocks. So it is more likely that many young people will choose to buy funds, although sometimes the whole industry trend of funds is not very stable. But this can't stop the idle financial management mode of those young people.
For investors, if they buy funds, they must pay attention to whether the relevant fund companies are more formal. Whether it is a normal business depends on his past reputation and evaluation, which helps us not to be easily deceived when buying.