Bus drivers are covered by five insurances, but whether they are covered by one insurance depends on the company.

The law stipulates that the employer shall apply to the social insurance agency for social insurance registration for its employees within thirty days from the date of employment.

It is an obligation that bus companies must fulfill to pay bus drivers five insurances and one fund. Bus companies need to effectively protect the legitimate rights and interests of their employees.

The five insurances include pension insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance; the “one fund” refers to the housing provident fund.

Among them, pension insurance, medical insurance and unemployment insurance are premiums paid jointly by enterprises and individuals; work-related injury insurance and maternity insurance are entirely borne by enterprises and individuals do not need to pay.

What should be noted here is that the "five insurances" are statutory, but the "one fund" is not statutory, so it is not illegal for the company not to pay the housing provident fund, but it is illegal if the company does not pay the five insurances.

Legal basis: Article 2 of the "Social Insurance Law of the People's Republic of China" The state establishes basic pension insurance, basic medical insurance, work-related injury insurance, unemployment insurance, maternity insurance and other social insurance systems to protect citizens in the event of old age, illness, work-related injury,

The right to obtain material assistance from the state and society in accordance with the law in cases of unemployment, childbirth, etc.

Article 4 Employers and individuals within the territory of the People's Republic of China pay social insurance premiums in accordance with the law and have the right to inquire payment records and personal rights records, and require social insurance agencies to provide social insurance consulting and other related services.

Individuals enjoy social insurance benefits in accordance with the law and have the right to supervise the payment of contributions by their units.

Article 23: Employees shall participate in the basic medical insurance for employees, and the employer and employees shall jointly pay the basic medical insurance premiums in accordance with national regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other people with flexible employment can participate in the basic medical insurance for employees, and individuals must pay the basic medical insurance premiums in accordance with national regulations.

Article 35: The employer shall pay work-related injury insurance premiums based on the total wages of its employees and the rate determined by the social insurance agency.

Article 44: Employees shall participate in unemployment insurance, and the employer and employees shall jointly pay unemployment insurance premiums in accordance with national regulations.

Article 53: Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with national regulations. Employees shall not pay maternity insurance premiums.

Article 58: The employer shall apply to the social insurance agency for social insurance registration for its employees within thirty days from the date of employment.

If social insurance registration is not carried out, the social insurance agency shall determine the social insurance premiums that should be paid.

Individual industrial and commercial households without employees who voluntarily participate in social insurance, part-time employees who have not participated in social insurance in the employer, and other people with flexible employment should apply to the social insurance agency for social insurance registration.

Article 72: The social insurance fund determines the source of funds according to the type of insurance and gradually implements social pooling.

Employers and workers must participate in social insurance and pay social insurance premiums in accordance with the law.