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How much can you borrow to buy a house with a provident fund loan?

The provident fund loan can lend 500,000 yuan.

Generally, if one person applies for a housing provident fund loan, the maximum loan amount is 500,000. If two or more people apply for a housing provident fund loan to purchase the same house, the maximum loan amount is 800,000.

Most cities have stipulated the maximum amount of a single housing provident fund loan. For example, the maximum amount of a single housing provident fund loan for an individual in Chengdu is 400,000 yuan; the maximum amount of an individual housing provident fund loan in Guangzhou is 500,000 yuan; and the maximum amount of a housing provident fund loan for an individual in Beijing is 500,000 yuan.

800,000. If the rating reaches the 3A level, the maximum can be 800,000* (1+30%) = 1.04 million.

Information for applying for a housing provident fund loan: (1) ID cards of employees and spouses, original household registers, original marriage certificates or marriage status certificates, and housing provident fund cards.

(2) Original sales contract (when purchasing a second-hand house, you must also provide the house ownership certificate, state-owned land use certificate, the People's Republic of China and the deed tax payment certificate).

(3) Down payment certificate issued by the selling unit.

(4) A letter of commitment for self-relocation signed by the borrower, agreeing to the lending bank's consent to inquire and print the personal credit report through the People's Bank of China's credit reporting system.