What is the daily income of 10000 yuan?
How much money you can earn by buying a fund for a day 10000 yuan mainly depends on the rate of return of the fund on that day.
Income on the day of fund subscription = fund share (subscription amount) * rate of return
Assuming that the fund's rate of return on that day is low, the rate of return is 1% and the subscription amount is 10000 yuan, then the income after maturity is10000 *1%=100 yuan.
If the fund's rate of return on the day is relatively high, and the rate of return on the day is 6%, then the subscription amount is 1 10,000 yuan, and the income after maturity is 1 10,000 * 6% = 600 yuan. However, if the fund's return rate drops by 6% that day, it will lose 600 yuan.
What are the risks of buying a fund?
1, principal and interest rate risk
Many investors are unwilling to face the risk of principal loss and interest rate, and investors face the risk of principal loss when buying foundations. Therefore, when buying a fund, it is necessary to read the prospectus carefully and predict the probability of the principal taking risks from the investment direction and empirical performance of the fund.
2. Market risk
Buying funds has market risks, and usually every time the market collapses, it will bring huge losses to investors. Therefore, investors need to have certain market risk tolerance when purchasing funds.
3. Target risk
If the return of investors' investment in the fund fails to reach the expected level, the fund is prone to target risk. Therefore, investors need to choose aggressive or conservative investment strategies according to their actual situation when investing in funds.
4. Liquidity risk
The liquidity risk of funds usually occurs in some immature capital markets. Once the fund faces huge redemption, the fund manager will be forced to sell the stocks in the portfolio, leading to a unilateral decline in the market.
5. Unknown purchase and redemption price risk
It should be noted that investors do not know at what price the transaction will be completed when buying or redeeming funds, so the unknown purchase and redemption prices will bring certain risks to investors.