For example, employee medical insurance, all medical insurance expenses paid by employees have entered personal accounts; Part of the medical insurance expenses paid by the unit will enter the personal account, and the rest will all enter the overall account. As for residents' medical insurance, all the medical insurance fees and subsidies paid by residents go into the urban residents' medical insurance fund, and residents' medical insurance has no personal account.
Personal accounts can buy medicine and see a doctor in designated medical institutions; And if you are hospitalized, you have medical expenses that meet the medical insurance reimbursement, and the money for this reimbursement comes from the overall account or the urban residents' medical insurance fund. The overall account or urban residents' medical insurance fund belongs to all insured persons, not to a certain insured person. As long as it meets the scope of reimbursement, you can enjoy insurance.
Medical insurance payment can be inquired through the following channels:
1, social security inquiry in official website: You can log in to the local social security official website to find the medical insurance service, and you can see the payment details inquiry channel.
2. Telephone inquiry 12333: directly dial 12333, transfer to manual service, verify identity, and then explain that you want to inquire about medical insurance payment records.
3. WeChat or Alipay inquiry: Find the social security service applet in WeChat or Alipay, then find the medical insurance service, and then follow the page prompts to inquire about the payment details.
4. Window or self-service machine inquiry: bring my ID card, medical insurance card or social security card to the window of the medical insurance center or social security center to ask the staff for help; There is a self-service machine, and you can query relevant information by inserting the corresponding card.
I hope the above content can help you. Please consult a professional lawyer if you have any other questions.
Legal basis: People's Republic of China (PRC) Social Insurance Law.
Article 10
Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.
The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.
Article 11
The basic old-age insurance combines social pooling with individual accounts.
The basic old-age insurance fund consists of employers, individual contributions and government subsidies.
Article 12
The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.
Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.