Yes, any fund has risks, and there is no absolute security. Funds are risky, so investment needs to be cautious, not 100% safe. Alipay itself is just a sales platform, which is a channel to put it bluntly. Therefore, it is good to buy gold or funds on Alipay. Finally, if you make money, you can only rely on yourself. What Alipay can provide is the safety of your funds, ensuring that the products you buy are genuine, not fake.

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1, fund

Funds have broad and narrow definitions. Broadly speaking, it refers to a certain amount of funds set up for a certain purpose, such as trust and investment funds, provident funds, retirement funds, etc. In a narrow sense, it refers to funds with specific purposes and uses. Usually, funds mainly refer to securities investment funds. The income of securities investment funds comes from the future, and the performance of the income is inseparable from the performance of the investment target market, which has certain risks.

2. Buy when the fund falls and buy when it rises.

Investors with multi-fund fixed investment can buy when the fund falls. By constantly buying funds at low prices, investors can increase their holdings and wait for the fund to rebound. According to the smile curve principle of the fund's fixed investment, they can get rich profits in the future. If investors choose to buy the fund at one time, they should choose to buy it when the fund is rising or in the rising channel. If the fund is in the rising channel, there will always be a callback, and you can buy it when the fund is in the rising channel to maximize the income.

3. Is the fund a stock?

Funds are not stocks. Funds have broad and narrow definitions. A fund in a broad sense refers to a certain amount of funds set up for a certain purpose. People usually refer to funds mainly as securities investment funds. The ownership certificate issued by a joint-stock company is a kind of valuable securities issued by a joint-stock company to shareholders for raising funds and obtaining dividends and bonuses. Stock can be transferred and traded, and it is the main long-term credit tool in the capital market.

4. Choose cash dividend or bonus as the fund dividend method.

If the market situation is poor, or the fund is in a downward trend, investors can choose cash dividends, so that investors can get some cash and reduce losses; If the market situation is good, or the fund is on the rise, investors can choose to reinvest with dividends. By increasing the share held by investors, the income and compound interest can be increased.