1. User transfers money from bank card or balance;

2. Users have enabled the functions of automatically transferring wages to Yu 'ebao and automatically transferring balances to Yu 'ebao;

3. The user has opened the functions of saving pen, ant star wish and saving wish.

The money deposited in Yu 'ebao will take the initiative to buy some money funds, which will bring certain benefits to users. The income from Yu 'ebao deposit is calculated according to 10000 copies, that is, the income generated by 654.38+ 10000 copies of the fund on the same day, and its calculation formula is: income = confirmed amount /654.38+00000× 10000 copies of the income on the same day.

It should be noted that the funds transferred to Yu 'ebao through the functions of pen deposit, ant star wish, willing deposit, etc. can only be transferred after thawing, and these funds cannot be used for daily consumption before thawing; When the funds transferred from the bank card to Yu 'ebao are transferred out, there is no formalities fee, and the funds transferred from the balance to Yu 'ebao cannot be directly transferred to the card through Yu 'ebao. Users need to transfer to the balance before withdrawing money, and a certain formalities fee is charged for withdrawing money.

Yu 'ebao is a balance appreciation service and current fund management service product under Ant Financial, which was launched on June 20 13. Tian Hong Fund is the fund manager of Yu 'ebao.

Yu 'ebao is connected with Yu 'ebao Monetary Fund under Tian Hong, which is simple to operate, low in threshold and free of handling fee. In addition to the financial management function, Yu 'ebao can also be directly used for shopping, transfer, payment, repayment and other consumer payments. It is a cash management tool in the era of mobile Internet. Yu 'ebao is still the largest monetary fund in China.

2065438+On May 3rd, 2008, Yu 'ebao newly accessed two money fund products, namely "Boss Cash Income Currency A" and "China-Europe Rolling Qian Bao Currency A", which are owned by Boss and China-Europe Fund Company.

Opening conditions of Yu 'ebao

The account opening of Yu 'ebao only supports people over the age of 18, Chinese mainland residents and qualified Hong Kong and Macao users, supports real-name authentication (18 ID card, if it is authenticated as 15, the system will automatically match it when opening Yu 'ebao), and supports fast bank cards (including one card) that have passed authentication.

Yu' ebao opening process

1. Log in to Alipay account on the computer, enter the homepage of Yu 'ebao, and select Instant Experience.

2. Please confirm the account opening information on the page first, and immediately complete the identity information.

3. Please fill in the bank card number, pass the bank card verification, and wait for the certificate review to complete the identity information verification.

Warm reminder: The supported banks are subject to the homepage display. If the bank display is not supported, please change other bank card methods or use wireless face scanning to pass the verification.

Yu 'ebao Income Display Time

The funds transferred to Yu 'ebao will be confirmed by the fund company on the second trading day. For the confirmed share, the income of the day generated by the fund company will be displayed in the balance book before 15 the next afternoon.

Tips: Funds transferred after 15:00 will be confirmed for 1 trading day, but not for weekends and national legal holidays.