OTC money funds refer to funds that are not traded on stock exchanges. Investors can buy in official website, a fund company, or a third-party institution (Tian Tian Fund, Alipay, WeChat, JD Finance, Love Fund, etc.), and investors can buy after opening an account on the corresponding platform.
The floor money fund refers to the fund traded on the stock exchange, and investors need to open a floor fund account or a stock account on the brokerage platform to purchase.