Intermediate income refers to the intermediate business income of the bank, which is mainly realized through the intermediate income business of the bank. This kind of business not only meets the economic and social demand for financial services of commercial banks, but also attracts more customers and increases operating profits for commercial banks.

The full name of intermediary income in the banking industry is "intermediary business income account", which accounts for the fee income generated in agency business and is also a major indicator of bank profit. If a sub-branch completes the task or overfulfils the task, then the sub-branch will pay more bonuses in performance pay.

Bank's compulsory collection income:

Bank compulsory income refers to intermediary business income households.

Intermediary business refers to the business that commercial banks handle payment and other entrusted agency matters for customers and provide various financial services. When handling this kind of business, banks are neither debtors nor creditors, but in the position of entrusted agents, acting as intermediaries to carry out various business activities.

The intermediary business of banks is service-oriented, which not only meets the economic and social demand for financial services of commercial banks, but also attracts more customers and increases their operating profits. Intermediary business mainly includes settlement business, trust business, leasing business, agency financing business, consulting business, bank card business, remittance, acceptance, letter of credit and computer services.

Compared with foreign banks, China's commercial banks' intermediary business develops relatively late, and the product categories are relatively single, limited to labor-intensive products such as settlement and agency fees. However, high-tech credit reporting, asset evaluation, personal finance, futures options and derivatives services have just started in China, and some of them have basically not been carried out. Although China's commercial banks have developed about 260 kinds of intermediary business, a considerable part of them are still free. For example, mailing statements, paying wages, transferring money from banks to securities are all free.

The role of intermediary business in commercial banks;

1. does not directly constitute the on-balance-sheet assets or liabilities of commercial banks, and has less risk, which provides tools and means for risk management of commercial banks.

2. It provides a low-cost and stable income source for commercial banks.

3. Improve the service functions of commercial banks.