Funds with high volatility may not have high returns. The fund's volatility refers to the degree of change and the standard deviation of the fund's return on investment. Simply put, the greater the annualized volatility of the fund, the more unstable the income.

If fund holders are unprofessional, lack long-term investment mentality and are busy with stop loss when losses occur, it will easily lead to the phenomenon that funds make money and investors lose money.

If the fund holder is unprofessional, you can choose a fund with low volatility.