How to buy and sell funds and how to operate them? What is the process? How to buy big money? In response to these problems, this small series has sorted out how to buy large funds, hoping to help everyone.

How to buy big money?

1. Funds can be bought and sold through third-party platforms such as Alipay.

2. Alipay is one of the main distribution channels of the fund. With a large number of fund products and convenient operation, and Alipay's huge user base, many novices will choose to buy funds in Alipay.

1) Alipay Fund Purchase: The fund purchase process enters the wealth section at the bottom of Alipay APP, and the "fund" category can be found at the top of this section. Select the corresponding fund product, click Buy, enter the purchase amount, and click OK. Fund purchase time: the fund can be purchased 24 hours a day, seven days a week. However, after purchasing the fund, you need to wait for the fund company to confirm the share before you can generate the expected income. The fund confirmation date is limited to the trading day.

2) Selling Alipay Fund: Fund selling process: If you want to realize the fund after buying it, you need to sell it manually. The operation process is as follows: enter the wealth section at the bottom of Alipay APP, select the fund category, click "Hold" at the bottom right, select the fund to be sold, click "Sell" at the bottom, and follow the instructions on the page. Fund offering time: the fund offering time is also unlimited, and it can be sold on the trading day next to the purchase confirmation date, and it operates 24 hours a day, 7 days a week.

What are the ways to purchase funds?

1. What are the ways to purchase funds?

1, purchase channel

On-site funds: On-site funds are funds traded through exchanges. After investors open securities accounts in securities companies, they can buy and sell through corresponding trading software.

OTC funds: OTC funds are the types of funds in which ordinary investors participate more, and the trading mode is relatively simple. Off-site purchase channels generally include fund companies, banks, securities companies and third-party consignment platforms. Alipay, JD Finance and Tian Tian Fund are all third-party consignment platforms.

2. Purchase method

Direct purchase: that is, one-time purchase of fund shares. For example, if an investor plans to buy a fund product of 65,438 yuan+0,000 yuan, he will buy 65,438 yuan+0,000 yuan at one time after selecting one or more fund products. Key points: Investors are required to have the basic ability to choose fund products.

Fixed investment subscription: that is, purchase fund shares in batches on a weekly, monthly or quarterly basis. For example, investors spend 10% of their salary every month to buy one or more fund products. Key points: fund products with large fluctuations are more suitable for fixed investment.

Second, the fund purchase skills

1, Monetary Fund

The expected return of the money fund is related to the liquidity of the market. When the market is short of money, the expected return of the money fund will be relatively high, such as the end of the month, the end of the season and the end of the year.

2. Equity funds

The expected return of stock funds is related to the economic cycle. For example, in a bull market, when the net value of a fund continuously falls to 1/2 of similar funds for a period of time, the price of buying a fund is relatively low.

3. Bond funds

The expected return of bond funds is related to monetary policy. When the market interest rate is low, the expected return of bond funds is relatively high.

How to buy funds

We can understand the fund as the money of all investors, and then hand over all investors' money to the fund manager for unified management. Because now is the Internet age, many fund products can be subscribed online. When you want to subscribe for a fund, you only need to subscribe on the platform supported by the fund products. At present, the more popular platforms in the market are Alipay and Tian Tian Fund.