In the medical insurance card, in addition to the individual payment, there are also the part paid by the unit and the account interest; The medical insurance card has no money to reimburse. The money on the card is equivalent to your own cash, which has nothing to do with reimbursement.
Medical insurance refers to social medical insurance. Social medical insurance is a social insurance system established by the state and society according to certain laws and regulations to provide basic medical needs for workers within the scope of protection. The basic medical insurance fund consists of overall funds and individual accounts.
20 16 65438+ 10/2 the State Council issued "opinions on integrating the basic medical insurance system for urban and rural residents" to promote the integration of medical insurance for urban residents and the new rural cooperative medical system, and gradually establish a unified national medical insurance system for urban and rural residents.
On February 20th, 2065438+0616, Ministry of Human Resources and Social Security held a video conference on the nationwide networking of basic medical insurance and direct settlement of medical treatment in different places, and signed letters of responsibility with the first batch of 22 provinces including Beijing, which applied for nationwide networking of basic medical insurance and direct settlement of medical treatment in different places, marking the formal implementation stage of direct settlement of medical treatment in different places.
: medical insurance payment system
The composition of social overall medical insurance: the base of payment is m: wage income of employees+allowance. The unit pays 8% m every year; Individual employees pay 2% m every year;
The unit pays 8% m: 6.6% m to 7%M into the overall account (1%M to 1.4%M into the personal account)-hospitalization expenses; 2% of individual contribution salary m:? 2%M into personal account (plus unit payment 1%M to 1.4% M)- outpatient expenses.
On May 2, 20 17, it was reported that Ministry of Human Resources and Social Security and the Ministry of Finance issued a notice requesting that the per capita medical insurance subsidy standard for residents at all levels should be increased to 30 yuan on the basis of 20 16 in 20 17, and the per capita medical insurance subsidy should reach 450 yuan every year. In 20 17, the per capita personal payment standard of medical insurance for urban and rural residents was raised in 30 yuan on the basis of 20 16, with an average of per person per year 180 yuan.
References:
Medical insurance, Baidu Encyclopedia