What is the most suitable fund position?
If, when buying a fund, the stock market is in a downturn and in the bottom consolidation stage, then the proportion of opening positions is even larger, even 100%, which is not a big problem. However, if the stock market has risen sharply and the market index is at a historical high, then at this time, it is necessary to reduce the proportion of first-time positions. However, if we must give a proportion, combined with most people's practices and investment and financial management methods, it is more appropriate to buy a fund for the first time and open a position of 50%.
Practically speaking, we can't have a very accurate judgment on whether the stock market is at the bottom or at the top. Therefore, it is suggested to open positions in batches, that is, do not open positions at 100% for the first time, but leave some funds, and then decide how to open positions for the remaining funds according to the trend of the stock market.
Specifically, to determine an appropriate and scientific fund position ratio, we need to comprehensively do the following three things:
First, make a plan to open a warehouse.
People have emotions. If there is no control, it is easy to make inappropriate investment behavior in impulse. Therefore, in order to control the unscientific investment behavior, it is necessary to make a fund opening plan, which should stipulate the batches of opening positions, the proportion of funds in each batch, the conditions and time of opening positions.
Second, determine the investment period.
Determining the proportion of fund positions has a great relationship with the investment period of the fund. The longer the investment period, the higher the proportion of first-time positions; The shorter the investment period, the lower the proportion of initial positions. Because in the long run, the risk of investment funds is not high; But in the short term, the risk of investment funds is higher. If your investment period is 3 years or 5 years, then it is no problem for you to open a position at one time.
Third, adopt an investment method.
There are many ways to invest in funds. When determining the proportion of fund positions, we must first determine the investment method. For example, it is to open a position in the form of a fixed investment by the fund, or to open a position in one lump sum or in batches at will. If you open a position by fixed investment, then after determining the duration and frequency of opening a position, you will determine the proportion of each position.
For example, if the fund invests 50,000 yuan and positions are completed within 5 months, and the frequency is 1 time per month, then the amount of each position is 10000 yuan.