Handling real estate licenses is also the same as buying a new house.

Process and cost of handling real estate license:

Two methods:

A. Entrust the developer or agency to handle the real estate license.

B, handle the real estate license yourself.

< 1 >, entrusted to the developer or agent.

In order to save your time and energy, you can choose to entrust developers or intermediaries to handle real estate licenses.

In the case of using bank mortgage loans, some banks have stipulated in the housing mortgage loan contract that "the developer needs to assist in handling the real estate license". In this case, only the developer or agency can be entrusted to handle the real estate license.

Even if the developer or intermediary agency is entrusted to handle the real estate license, the developer or intermediary agency can still choose to collect and pay taxes such as deed tax, public maintenance fund and stamp duty, or the developer or intermediary agency can only handle the application procedures for the real estate license, and the taxes such as deed tax and public maintenance fund can be paid by itself.

Scope of application: It is applicable when developers or agencies collect taxes and fees such as deed tax, public maintenance fund and stamp duty.

Step 1: Sign the entrustment agreement.

Usually, there is a clause in the "house purchase contract" about entrusting the developer to handle the real estate license, which itself can be regarded as a separate entrustment agreement. In addition, many developers will require buyers to sign a power of attorney entrusting them to handle the real estate license in addition to the purchase contract, and agree to hand over the deed tax and public maintenance fund to them before they can move in.

Sometimes, developers will entrust relevant procedures to specialized institutions or lawyers.

At this time, you can also choose a developer or an agent company to go through the relevant formalities, and the taxes and fees such as deed tax and public maintenance fund will be paid by yourself.

Precautions:

The agency agreement shall clearly stipulate:

1. Within what period should the developer apply for the real estate license (if the two licenses are separated, the land use right certificate and the house ownership certificate must be marked. Of course, if the local area cannot obtain the land use right certificate temporarily due to administrative reasons, it can only make concessions);

2. Within what time limit should the developer or agency provide the official proof of payment of relevant taxes and fees;

3. Agree how to deal with the case that the application cannot be processed as scheduled or the application has an error due to the developer's reasons. It's best to specify the clear default treatment methods such as "you can return a house" or "don't return a house, but the developer should compensate x% of the total house price";

4. Agree that if the loan bank impounds the real estate license and the purchase contract, how can the purchaser verify the real estate license, because in this case, the purchaser can only "take a look" at the real estate license;

5. Agree to handle mortgage registration. Some banks do not detain real estate licenses, but only handle mortgage registration. Whether the mortgage registration procedures are handled by the developer and how to handle them should also be clearly agreed;

6. Agree on the amount and payment method of the agency fee, and ask for the official receipt stamped by the developer.

If there is no detailed agreement in the purchase contract, please try to include these terms in this entrustment agreement.

Step 2: Pay the agency fee of the real estate license, public maintenance fund, deed tax and stamp duty.

When you move in, developers often ask you to pay these fees. Precautions:

1. Before paying the money, please know the charging standards of these taxes and fees, so as to verify whether the developer's calculation is correct. Please refer to the appendix 1 1 of this book.

Please keep the receipt after paying the money, and ask the payee to affix the official seal, and don't accept the "white note".

Step 3: Get the real estate license according to the agreed time.

After the developer or agency company pays the above taxes and fees, it can get the real estate license by handling the real estate license and mortgage registration.

If the loan bank impounds the real estate license and the house purchase contract, you must find an opportunity to carefully check the records on the real estate license. If there are errors in the records, you should ask for changes in time.

Precautions:

1. Check the number of certificates carefully. If the two certificates are agreed, be sure to check whether they are complete;

2. Carefully check the records of the real estate license, especially the important information such as area, location, owner's name and ownership status. If it is inconsistent with the contract, ask the developer to explain the reasons;

3. Check the mortgage items recorded in the "Other Rights" column;

4. Ask for an official invoice for paying taxes and fees.

< 2 >, handle the real estate license yourself.

Scope of application: applicable when paying taxes such as deed tax, public maintenance fund and stamp duty.

Step 1: Sign the entrustment agreement.

Usually, there is a clause in the "house purchase contract" about entrusting the developer to handle the real estate license, which itself can be regarded as a separate entrustment agreement. In addition, many developers, in addition to the purchase contract, will also require property buyers to sign a power of attorney and entrust them to handle the real estate license.

Sometimes, developers will entrust relevant procedures to specialized institutions or lawyers.

Note: It is the same as "Step 1" in "Process 1".

Step 2: Pay the agency fee for the real estate license.

When the seller lives, the developer will ask you to pay. Precautions:

After paying the money, please keep the receipt and ask the payee to affix the official seal. Do not accept the "white note".

Step 3: Pay the public maintenance fund and deed tax to the relevant departments.

Regarding the payment method, you can ask the developer or the staff of the agency. Public * * * maintenance funds are generally collected by community offices in the area where the property is located, and some cities have begun to collect public * * * maintenance funds by banks. Precautions:

Please pay the public maintenance fund and deed tax in time. According to the law, the payment voucher of these two funds is a necessary voucher for handling the real estate license, so if it cannot be paid in time, it will affect your obtaining the real estate license.

Please be sure to keep the official receipt of tax payment and give it to the developer or agency in time so that they can handle the next job.

Step 4: Get the real estate license according to the agreed time.

After the developer or agency company pays the above taxes and fees, it can get the real estate license by handling the real estate license and mortgage registration.

If the loan bank impounds the real estate license and the house purchase contract, you must find an opportunity to carefully check the records on the real estate license. If there are errors in the records, you should ask for changes in time.

Precautions:

1. Check the number of certificates carefully. If the two certificates are agreed, be sure to check whether they are complete;

2. Carefully check the records of the real estate license, especially the important information such as area, location, owner's name and ownership status. If it is inconsistent with the contract, ask the developer to explain the reasons;

3. Check the mortgage items recorded in the "Other Rights" column.

Tip:

Inquire about the property rights of houses in time.

Even if you entrust the real estate license, it is necessary for you to inquire about the property right status of the purchased house from the housing administrative department and the land administrative department in time. If "dangerous situations" are found, such as developers illegally setting mortgages, they can claim their rights in time.