Endowment insurance, units and individuals pay 20% and 8% respectively;
Medical insurance, units and individuals pay 12% and 2% respectively;
Unemployment insurance, units and individuals pay 2% and 0% respectively;
Maternity insurance units pay 0.60%, and individuals do not pay;
Work-related injury insurance units pay 2%, and individuals do not pay.
For example: urban workers' endowment insurance (enterprise insurance), the unit pays 20% (standards vary from place to place) and the individual pays 8%. For example, the local average social wage last year was 3,000 yuan, the minimum payment base was 1.800 yuan, and the highest was 9,000 yuan. According to the payment ratio, the minimum monthly payment for each employee of the enterprise is 1800 * 0.2 = 360 yuan, and the maximum payment is 9000 * 0.2 = 1800 yuan.
Individual minimum payment 1800 * 0.08 = 144 yuan, and maximum payment 9000 * 0.08 = 720 yuan. When the employee's salary is 1500 yuan per month (lower than the minimum base), the payment base is 1800 yuan. When the employee's salary is 10000 yuan per month (higher than the maximum base), the payment base of 9000 yuan will be implemented. When the employee's salary is 5000 yuan per month (in the middle), the payment base is 5000 yuan.
That is, enterprises pay enterprise insurance 1000 yuan/month for employees, and individuals pay 400 yuan/month.
Extended data
1, retirement pension age difference of female insured: 55 years old for female cadres and 50 years old for female employees; Everyone is 55 years old. The age at which the male insured retires to receive a pension is 60, regardless of the unit or individual.
2, the unit has unemployment, work injury, maternity insurance benefits; Individuals do not have these three insurance benefits.
3. The medical insurance card of the unit has tens of yuan in medical expenses every month; Individuals have no medical expenses.
For employees, social security is usually called "five insurances and one gold". The specific five insurances are: endowment insurance, medical insurance, unemployment insurance, maternity insurance and work injury insurance; One gold: housing accumulation fund. "Housing accumulation fund": the specific units and individuals each bear 50% of the proportion, calculated according to the average annual salary of individuals.
The state stipulates that the housing accumulation fund shall not be less than 10% of the salary, and the units with good benefits may be higher, and the employees and units shall bear 50% respectively. Therefore, paying the housing provident fund is very cost-effective for employees! In terms of "five risks", according to the wages of employees, the sharing ratio between units and individuals is generally: pension insurance units bear 20%, and individuals bear 8%;
6% for medical insurance units and 2% for individuals; Unemployment insurance unit undertakes 1%, and individual undertakes1%; 1% maternity insurance shall be borne by the unit; 0.8% of work-related injury insurance is also borne by the unit, and individual employees do not bear maternity and work-related injury insurance. Due social security: Social insurance mainly includes endowment insurance, medical insurance, maternity insurance, industrial injury insurance and unemployment insurance.
Baidu encyclopedia-social security payment