All three are financial management methods, and which one to choose depends on specific preferences. The comparison is as follows:

Withdrawal flexibility: savings > = fixed investment > insurance;

Maximum income value: fund fixed investment > insurance > = savings;

Anti-risk ability: insurance > savings > fund fixed investment If the working class has a long-term stable income, it is recommended to buy insurance for themselves and a fund for their children;

If you are a self-employed or business owner, it is recommended to do a good job in asset allocation. You can buy dividend insurance and children's financial insurance. In case of bankruptcy, there are insurance funds to maintain living standards and children's follow-up education. The role of insurance is always just "insurance". Don't listen to the high returns of marketers, and don't try to make a fortune from them, but sometimes they can save lives.

Fund is a relatively safe way to manage money, with simple operation, acceptable income and certain risks, which is suitable for disposing of idle money;

The advantages of savings are flexible withdrawal, large deposits and other interests.