According to the Interim Measures for the Administration of Insurance Asset Management Products, insurance asset management products are divided into bank deposits, stocks, bonds, securities investment funds, central bank bills, debt financing instruments for non-financial enterprises, credit asset-backed securities, infrastructure investment plans, real estate investment plans, project asset support plans and other assets recognized by the China Insurance Regulatory Commission.

Individual investor: An individual investor refers to an individual who participates in the investment of asset management products in his own name. They may be ordinary employees, self-employed, retirees or other individual investors who invest in asset management products to increase wealth, achieve financial goals or diversify investment risks. Institutional investors: institutional investors refer to institutions, companies, funds, insurance companies, pension funds, large and medium-sized enterprises and other legal institutions that participate in investment in asset management products.

High-net-worth investors: High-net-worth investors refer to investors with high net assets of individuals or families, and usually provide asset management services for them with private banks, wealth management institutions or special investment consultants. They may invest in asset management products to maintain and increase value, achieve financial goals and diversify investment risks.

International investors: International investors refer to investors from other countries or regions who participate in investment in asset management products. They can gain more investment opportunities through transnational investment, realize capital flow or disperse national or regional risks. It should be noted that different types of asset management products may have different qualifications or threshold requirements for investors.

Asset management products

Asset management products are investment tools provided by professional asset management companies or financial institutions, aiming at managing and increasing the share of funds held by their asset investors, enjoying investment income and taking investment risks.

There are differences in risks, benefits and liquidity in the production and operation of products. Investors should choose according to their own risk tolerance and investment objectives, and carefully review product documents and disclosure documents before investing. At the same time, it is recommended to consult a professional financial advisor before investing.