Fund liquidation refers to realizing all the assets of the fund and distributing the obtained funds to the holders. The liquidation time is stipulated in the fund contract when the fund is established. The holders' meeting may amend the fund contract and decide the liquidation time of the fund.

According to relevant laws and regulations, if the net asset value of the fund is less than 50 million yuan for 60 consecutive days, or the number of fund share holders is less than 200 for 60 consecutive days, the fund manager has the right to announce the termination of the fund after being approved by the China Securities Regulatory Commission.

Can I get my money back after the fund is liquidated?

Of course. If the fund is liquidated, the money belonging to you will be returned to you. Whether the handling fee needs to be paid in this process depends on the provisions of the fund contract.

Therefore, if the fund you invested in is liquidated, you can still get the money back, but at this time you can only find other funds to invest, which will affect the utilization rate of funds and the compound interest of funds, and will also cause losses in fund investment.

We need to avoid these funds with liquidity risk as much as possible. According to the relevant laws and regulations, the fund can be liquidated if its holders are less than 200 or its net assets are less than 50 million for 20 consecutive working days.

First of all, when choosing a fund, we should consider the following fund sizes and try to avoid too small a fund. Generally speaking, you can choose a fund with a fund size of more than 200 million yuan.

Then, let's look at the proportion of institutional funds in the proportion of holders. If the proportion of institutional funds is particularly large, the risk is relatively high, because if the general institutions redeem, the size of the fund will decrease rapidly and the fund will face the risk of liquidation.