The housing provident fund can be withdrawn in cash directly, but you need to follow the following steps: 1. Withdrawal on divorce and retirement: 1. Personal ID card and copy.

2. Divorce and retirement approval documents and copies.

3. The unit's financial personnel will bring the above information, unit receipts, and unit seals to the center to handle account cancellation withdrawals, and a withdrawal form must be filled out.

2. Going abroad and settling abroad: 1. The employee’s personal application report must be approved by the unit and stamped with the official seal.

2. Personal ID card and copy.

3. Documents and copies of certifications approved by relevant departments for emigration abroad, Hong Kong, Macao and Taiwan, and the mainland.

4. The unit's financial personnel will bring the above information, unit receipts, and unit seals to the center to handle account cancellation withdrawals, and a withdrawal form must be filled out.

3. Termination of labor relationship with the original unit: 1. The employee’s personal application report shall be approved by the unit and stamped with the official seal.

2. Personal ID card and copy.

3. Approval document and copy of termination of labor relationship.

4. Employees who have been entrusted can handle account cancellation and withdrawal by themselves. Those who have not been entrusted need to be certified by the unit. The unit's financial personnel will bring the above information, unit receipts, and unit seals to the center to handle account cancellation and withdrawal, and a withdrawal form must be filled out.

4. For those who died while in office: 1. The application report of the legatee or legal heir for withdrawing the housing provident fund shall be approved by the unit and stamped with the official seal.

2. ID card and copy of the legatee or legal heir.

3. Death notice of deceased employee.

4. Notarization of the identity of the legal heir or legatee issued by a notary public.

5. The unit's financial personnel will bring the above information, unit receipts, and unit seals to the center to handle account cancellation withdrawals, and a withdrawal form must be filled out.

5. Purchase of self-occupied housing: 1. The employee’s personal application report shall be approved and stamped by the unit.

2. Personal ID card and copy.

3. ① When purchasing a commercial house, you must submit the original and copy of the standard "Commercial House Sales Contract" and the original and copy of the receipt for the down payment (more than 30% of the house price).

② Those who purchase units’ housing reform, affordable housing, or participate in unit-funded housing construction must submit the "Preferential House Sales Approval" and "House Price Price List" approved by the real estate management department, the house sales price list and the purchase price (more than 30% of the house price)

Original and copy of receipt.

③When employees purchase second-hand housing, their personal applications must be approved and stamped by the unit. Business personnel of the unit must bring the unit's receipt and seal, the original and copy of the new real estate certificate that has been transferred to the second-hand house purchased by the person, and the original and copy of the deed tax note for withdrawal.

The original and copy of the applicant's personal valid certificate are required to handle partial withdrawals for employees.

4. The financial personnel of the unit must bring the above information, unit receipt, and unit seal to the center to handle partial withdrawal business. The withdrawal amount shall be the regular integer of the personal housing provident fund carried forward from the previous year, and a withdrawal form must be filled out.

For withdrawals from both spouses, the original and copy of the couple's marriage certificate must also be submitted.

6. Construction, renovation and overhaul of self-occupied housing: 1. The employee’s personal application report shall be approved and stamped by the unit.

2. Personal ID card and copy.

3. To construct, renovate or overhaul a self-occupied house, the originals and copies of the "Land and Planning Use Permit", "Building Construction Permit" and "Construction Contract" must be submitted.

4. The financial personnel of the unit will bring the above information, unit receipts, and unit seals to the center to handle partial withdrawal business. The withdrawal amount shall be the regular integer of the personal housing provident fund carried forward from the previous year, and a withdrawal form must be filled out.

5. For withdrawals from both spouses, the original and copy of the couple’s marriage certificate must be submitted.

7. Repayment of principal and interest of housing loan: 1. The employee’s personal application report shall be approved and stamped by the unit.

2. Personal ID card and copy.

3. Originals and copies of house purchase contract and loan contract.

4. The loan balance payable on the loan account issued by the bank.

5. The financial personnel of the unit shall bring the above-mentioned materials, unit receipts, and unit seals to the center to handle the partial withdrawal business. The housing provident fund carried forward by employees from the previous year must exceed 5,000 yuan before they can handle the partial withdrawal and loan repayment business.

A withdrawal form is required.

6. For withdrawals from both spouses, the original and copy of the couple's marriage certificate must be submitted.

Instructions for Handling the Housing Provident Fund Withdrawal Business In order to facilitate the transfer and withdrawal of the housing provident fund by the housing provident fund business personnel and employees of each unit, the central regulations on the withdrawal of the housing provident fund are now explained in detail (the original and copy of the relevant procedures must be provided when handling the transfer and withdrawal of the housing provident fund business)

, the center will keep the corresponding copy for record after verifying that the original is correct): For all formal employees of the unit, when handling housing provident fund withdrawals, the unit must stamp the official seal on the individual application form, and the unit's housing provident fund business personnel should guide them through the corresponding withdrawal procedures

The originals and copies must be brought to the center to handle the corresponding withdrawal business.