New pension insurance policy for laid-off workers in 217

1. Realistic policies to solve the problem of older laid-off workers

1. Conditional payment of living expenses;

2. Choose to retire after reaching the early retirement age;

3. Individuals who have reached the early or normal retirement age are reluctant to pay their pensions.

Second, the policy of "early retirement" and "normal retirement"

1. Male, who has reached the age of 5 and has worked for more than 3 years, is the age group of "early retirement";

2. Male, over 55 years old, with more than 15 years of service, is the "normal early retirement" age group;

3. Female, with more than 3 years of service, with 26 years of service for undergraduate students, 27 years for junior college students and more than 25 years for graduate students assigned by the full-time graduation package, is the age group of "quasi-retirement in advance".

Third, the policy of paying basic living expenses to laid-off workers

1. Laid-off workers (male and female) have worked for more than 3 years, and those with full-time graduation packages have worked for undergraduate students for more than 26 years, junior college students for 27 years and graduate students for more than 25 years will receive basic living expenses around 6 yuan every month. After reaching the age of "early quasi-retirement", I can choose to retire or not;

2. If I choose to retire early, I will stop paying basic living expenses and pay according to my retirement salary.

3. If I am willing to take the basic living expenses, the basic living expenses will stop automatically until I officially retire.

IV. Voluntary early retirement policy

1. Early retirement policy for men

① Men who choose to retire at the age of "early quasi-retirement" are between 5 and 54 years old, and their retirement wages are taxed monthly according to the regulations of State Taxation Administration of The People's Republic of China on early retirement. After reaching the age of 55, their retirement wages are no longer taxed.

② If a man retires at the age of "normal early retirement", that is, if he retires over 55 years old, his retirement salary will no longer be taxed.

③ Men choose to retire normally at the age of 6. Basic living expenses have been paid until normal retirement.

2. Early retirement policy for women

① If a woman chooses to retire at the age of "early quasi-retirement", her retirement salary will be taxed monthly according to the regulations of State Taxation Administration of The People's Republic of China on early retirement. When she is 5 years old, her retirement salary will no longer be taxed.

② The statutory retirement policy for women who retire at the age of 5 and have worked for more than 15 years remains unchanged.

③ Those who have not reached the early retirement age, suffer from cancer and other terminal diseases, or lose their full capacity due to disability should be allowed to retire after working for more than 15 years.

a new introduction of buyout length of service

The so-called buyout length of service refers to a popular saying that employees pay economic compensation for dissolving their labor contracts during the restructuring of enterprises. Nowadays, buyout length of service is rarely heard. However, China's policy on buyout length of service still exists. The following small series will introduce the latest buyout length of service policy in 216.

1. The Notice of the Central Committee of the Communist Party of China and the State Council on June 9, 1998 on Doing a Good Job in Basic Living Security and Re-employment of Laid-off Workers from State-owned Enterprises pointed out that enterprises should not evade their social responsibilities, and should not push their employees to the society, but should be responsible to the end.

second, in 1998, the person in charge of the Ministry of Labor and Social Security clearly pointed out that the so-called "buyout of seniority" by enterprises (that is, enterprises will terminate their labor relations with employees after giving them one-time economic compensation according to their seniority, and will no longer give them social insurance benefits) is absolutely unacceptable and illegal.

Third, the Ministry of Labor (Document No.262 issued by the Ministry of Labor in 1995) pointed out that the practice of "buyout the length of service" is wrong and must be corrected.

Fourth, the Emergency Notice published by the State Economic and Trade Commission in the People's Daily on July 1, 1998 pointed out: "No matter what kind of enterprise restructuring method is adopted, you can't hold a general meeting to mobilize by means of sports, you can't rush for success, you can't force orders, you can't press targets and set tasks."

5. On August 5, 1998, the editorial of People's Daily pointed out: "The way of restructuring state-owned enterprises should fully solicit the opinions of the masses and cannot be forced to order. The plan that most workers resist and oppose cannot be enforced according to the intention of a few leaders.

6. In 1999, the Ministry of Labor and the Ministry of Social Security jointly issued the Notice on Implementing the Two Regulations, Expanding the Coverage of Social Insurance, and Strengthening the Collection of Funds, which stipulated that "no unit can terminate the social insurance relationship of its employees in the form of' buyout service'."

VII. Article 9 of the Contract Law of the People's Republic of China stipulates that if the parties merge after concluding a contract, the merged legal person or other organization shall exercise its contractual rights and perform its contractual obligations. If the parties are separated after concluding a contract, unless otherwise agreed by the creditors and debtors, the separated legal person or other organization shall enjoy joint and several creditor's rights and obligations under the contract and bear joint and several debts. By analogy, in the case of merger or division of the employing unit, the original labor contract shall remain valid, and the labor contract shall continue to be performed by the employing unit and the employee who continue their rights and obligations after the merger or division. If the employing unit changes its name, it shall change its name.

new policy of endowment insurance for laid-off workers

(1) If the basic endowment insurance relationship is not located at the domicile, but the accumulated payment period in the locality where the basic endowment insurance relationship is located has reached 1 years, the treatment collection procedures shall be handled there and the local basic endowment insurance benefits shall be enjoyed.

(2) If the basic old-age insurance relationship is not located at the domicile, and the cumulative payment period in the locality where the basic old-age insurance relationship is located is less than 1 years, the basic old-age insurance relationship shall be transferred back to the original insured place where the payment period has reached 1 years, so as to go through the formalities of receiving benefits and enjoy the basic old-age insurance benefits.

(3) If the basic old-age insurance relationship is not located at the domicile, and the accumulated payment period in each insured place is less than 1 years, the basic old-age insurance relationship and corresponding funds shall be collected at the domicile, and the domicile shall go through the formalities for receiving benefits according to regulations and enjoy the basic old-age insurance benefits.

Further reading: How to buy insurance, which is better, and teach you how to avoid these "pits" of insurance.