It can be found.
Generally, this part of the material belongs to your personal data.
The hospital needs to keep it safe for you, and no one has the right to look at it.
But there is a special situation, that is, if you want to contact the insurance company to obtain the corresponding claim, the insurance company can find the relevant data in this state.
If you have expressed your intention to apply for a claim, a staff member will contact you soon and ask you to fill out a power of attorney in accordance with the regulations.
A power of attorney is legally binding.
As long as it is filled out, the insurance company can hold the power of attorney and investigate various files.
The files mentioned here include outpatient medical records, medical records, and physical examination files.
Of course, these materials will be kept in different institutions.
Generally, insurance companies can check as long as there are records.
Many people find this behavior unacceptable.
In fact, during the process of applying for compensation, the insurance company will incur corresponding expenses.
In this process, it is natural to go through repeated verification and verification.
If it is discovered that criminals use false materials to defraud insurance, they indeed need to bear corresponding responsibilities. At this time, the insurance company has enough evidence to prosecute.
In short, this process is nothing more than ensuring the smooth progress of your insurance application.
Under normal circumstances, as long as you fill out the authorization form, the insurance company's staff will review the information within the specified time to ensure that there are no problems, then make the payment and complete the compensation process.
1. Insurance companies refer to corporate legal persons established in accordance with the Insurance Law and the Company Law.
Insurance companies collect premiums, invest the premium capital in assets such as bonds, stocks, and loans, and use the income from these assets to pay the insurance compensation determined by the policy.
Through the above-mentioned businesses, insurance companies can obtain higher returns on investment and provide customers with appropriate insurance services at lower premiums, thereby making profits.
2. The business of insurance companies is divided into two categories: (1) Life insurance business, including life insurance, health insurance, accident insurance and other insurance businesses.
(2) Property insurance business, including property damage insurance, liability insurance, credit insurance, guarantee insurance and other insurance businesses.
Insurance companies in my country are generally not allowed to engage in personal insurance business and property insurance business simultaneously.
3. An insurance company is an insurer organized in the form of a company and operates insurance business.
The insurer in the insurance relationship has the right to collect insurance premiums and establish an insurance premium fund.
At the same time, when an insured accident occurs, the insured is obliged to compensate for the economic losses.
4. An insurance company is a company that sells insurance contracts and provides risk protection.
Insurance companies refer to economic organizations that operate the insurance industry.
Insurance companies refer to commercial insurance companies established with the approval of the China Insurance Regulatory Authority and registered in accordance with the law, including direct insurance companies and reinsurance companies.