Huaxia Tianli Currency A is a monetary fund connected with Yu Libao, and its other "brother" fund is Huaxia Tianli Currency B. Many small partners don't understand the difference between Class A and Class B of this monetary fund. Today, we will take Huaxia Tianli Currency as an example to answer your questions.

difference 1: the subscription threshold is different

ordinary people can buy Huaxia Tianli currency from ab5 yuan, while Huaxia Tianli currency from 5 million yuan is a fund specially bought by institutions and large households, which ordinary investors can't afford.

difference 2: different sales service fees

money funds do not charge subscription and redemption fees, so comparable fees include fund custody fees, fund management fees and sales service fees.

Huaxia Tianli Currency A and Huaxia Tianli Currency B are essentially the same monetary fund, with the same fund custody fee and management fee, but different sales service fees. The sales service fee of Huaxia Tianli Currency A is .25% per year, while the sales service fee of Huaxia Tianli Currency B is only .1% per year, so the investment cost is much lower.

difference 3: different expected returns

It is precisely because of the different sales service fees and investment costs, and the fund management strategy of Huaxia Tianli Currency B has changed slightly, so the expected returns of Huaxia Tianli Currency A and Huaxia Tianli Currency B are different.

according to the 7-day annualized expected rate of return, the data of Huaxia Tianli Currency A is 3.165%(1-22), that of Huaxia Tianli Currency B is 3.412%, and the B-type fund is about .3% higher than the A-type fund.