1, understand the basic knowledge of the fund.
Only with a certain understanding of fund-related knowledge can we grasp the product information more accurately and form our own judgment when choosing fund products, instead of blindly buying with the wind or simply choosing cheap funds.
2. Introduction of low-risk fund products
Beginners are advised not to choose high-risk funds, such as hybrid funds and equity funds. These types of funds may expect higher returns, but the risks are also high, and novices may not be able to play. The risks of money funds and index funds are relatively low, such as Yu 'ebao.
3. Learn to set a take profit point.
The long-term investment of the fund may have the possibility of obtaining higher expected returns, but it is not that the longer the fund is held, the better, nor that it is forgotten after buying it. For example, if you buy a fund, the increase is very high, but due to the impact of accidents, the fund has fallen back. If investors don't stop taking profits in time, all the expected returns will be lost. After the investor sets the profit-taking point, when the fund reaches the profit-taking point, it will fully redeem or redeem one third, and the rest will be used to add positions.
4. Low net fund value does not mean cheap.
Some investors mistakenly think that the net value is low and cheap, and some fund companies use the novice psychology to split the fund, which makes investors mistakenly think that it is cheap. In fact, the high net value of fund unit time means its performance is better.
What do novice investment funds need to pay attention to? I hope it will help everyone. Warm reminder, financial management is risky and investment needs to be cautious.