Any lending institution will severely punish overdue repayment, which will be considered as bad credit, so you must not be overdue. Partners who don't know much about this can also check the impact of overdue: (What will happen to U family)

2. Excessive and frequent prepayment.

Many small partners are quite puzzled by the freezing of accounts caused by prepayment. Shouldn't prepayment be beneficial? Why do you want to freeze your account?

3. Credit status changes.

Many U friends found that their accounts were frozen after submitting the withdrawal application. What happened? Don't you people support raising the quota?

It is understood that if the quota is not enough, U family can apply to increase the quota. Why is the quota frozen as soon as it is raised?

According to the investigation, after the lender submits the withdrawal application, U will re-examine the lender, and if it is found that the lender's credit status is poor or there has been bad credit behavior, it will directly freeze the lender's account.

Here is a warm reminder that everyone must take good care of their credit and maintain a good credit record.

4. The review failed.

Incomplete information submitted, false information or failed telephone audit are all the reasons that lead to the freezing of the U-family quota, so everyone must fill in real and effective personal information, and at the same time carefully answer the call back to keep the information consistent. Here, you can learn how to apply for U-family.