How many months does medical insurance come in every year, depending on the actual situation:
1。 In some areas, medical insurance is paid once a year. For example, in Shanghai, money is credited to the personal account of medical insurance every July. Because Shanghai belongs to a medical insurance year from July of/kloc-0 to June 30th of the following year, if the insured's medical insurance in May is in a normal payment state, at the beginning of July, the money of a medical insurance year will be pre-charged into the insured's personal account according to the personal payment base, and by the end of June of the following year, the relevant departments will settle the medical insurance according to the situation of the previous year, and the money recharged at the beginning of July of the previous year will be refunded more and replenished less. Generally speaking, the current account and the previous account of the citizen medical insurance card are settled once;
2。 In most areas, every month of every year, medical insurance will have money to enter personal accounts, as well as co-ordination accounts. Generally, at the end of each month, that is, around the 20th, money will be credited to personal accounts.
Therefore, how many months of medical insurance is paid every year depends on how local policies are stipulated.
1. How much is the medical insurance card per month?
Generally speaking, general medical insurance is paid into personal accounts by medical insurance companies according to a certain proportion of payment wages and age. Allocate 12 times a year. Generally, my salary income in the previous year is the base of payment. The monthly transfer amount of medical insurance card is calculated as follows:
1, under 40 years old, the monthly payment is 2.7% of the social security payment base;
2, 40 -50 years old, the monthly payment is 3% of the social security payment base.
Second, medical insurance, medical insurance in the traditional sense, refers to the handling behavior that a specific organization or institution raises medical insurance funds among certain insured people in a certain area through compulsory policies and regulations or voluntary contracts.
Medical insurance originated in western Europe and can be traced back to the Middle Ages. With the success of the bourgeois revolution, family workshops were replaced by large industries, and modern industrial teams emerged. Due to the harsh working environment, epidemics and industrial accidents, workers need corresponding medical care. But their wages are low, and it is difficult for individuals to pay medical expenses. Therefore, workers in many places spontaneously organized themselves to raise some money for expenses when they were sick. But this form is not very stable, and the scope is small, and the ability to resist risks is very low. /kloc-at the end of 0/8 and the beginning of 09, private insurance developed in western Europe and became an important way for the country to raise medical funds.
Medical insurance has the basic characteristics of social insurance, such as compulsion, mutual assistance and sociality. Therefore, the medical insurance system is usually enforced by national legislation and a fund system is established. The expenses are paid jointly by the employer and the individual, and the medical insurance premium is paid by the medical insurance institution to solve the medical risks caused by the illness or injury of the employees. By the end of 2022 10, 2860 kinds of drugs had entered the national medical insurance catalogue, and 67% of the rare diseases listed in China were among them. 10 years, the number of medical insurance participants in China increased from 5. 400 million increased to 13. 600 million.
I hope the above content can help you. If in doubt, please consult a professional lawyer.
Legal basis:
"Detailed Rules for the Implementation of People's Republic of China (PRC) Social Insurance Law" Article 8.
The medical expenses incurred by the insured in the agreed medical institutions that meet the basic medical insurance drug list, diagnosis and treatment items and medical service facilities standards shall be paid from the basic medical insurance fund in accordance with state regulations. If the insured really needs emergency treatment and rescue, he can seek medical treatment in a non-agreement medical institution; The scope of drugs that must be used for rescue can be appropriately relaxed. The specific measures for the administration of emergency and rescue medical services of the insured shall be formulated by the overall planning area according to the local actual situation.