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Is there a big difference between medium risk and low risk in Alipay?
The low and medium risks in Alipay's financial management are actually similar.

Although there is a word difference, there is not much difference between safety and income!

I have invested in both financial management methods. Before buying, I looked at the 7-day annualized income of medium risk, which showed that it was a little higher than that of medium and low risk.

After the purchase, it is found that the income from the risk is slightly higher and lower, which is also the income of 10,000 copies. One dollar today may be eighty cents tomorrow. The low-risk ones are a little more stable, basically about 93 points a day, and the ups and downs are only a few cents, with little difference.

After redeeming the product, it was found that the total income was not much different. For the same fund, the medium risk is slightly more than the medium and low risk by one or two dollars! It can be said that there is no difference.

Therefore, if you are afraid of any loss in financial management, you can choose a low-risk and practical one.

Alipay's wealth management products, as long as they are not net worth, are actually risk-free and will not lose money.

Of course, the wealth management products mentioned here only refer to wealth management products, and have nothing to do with funds, stocks, government bonds and futures. Some people will misunderstand these things as wealth management products.

It must be explained here that wealth management products are products with basically no loss of principal; It's not wealth management products that will lose money. When buying, be sure to read the product introduction carefully to avoid economic losses.

I saw on the forum that many wealth management users just didn't see the terms clearly, and then there was a problem. They shouted Alipay everywhere to deceive people and run away with money, which made people panic! I really don't know what to say.

In addition, in addition to paying attention to the terms, there are two points to note: First, the wealth management products in Alipay cannot be redeemed in advance before expiration. If you need money urgently, it is not recommended to invest in regular wealth management products or long-term wealth management products to avoid being unable to withdraw the money when you need it urgently. 2. The daily limit of Alipay account is 10000 yuan, and it takes 1-2 working days to withdraw the excess. If it's urgent, you'd better take it out in advance!