Banks can't buy fast loans from funds. After the bank's quick loan purchase funds are discovered by the bank, the bank will recover the loan. Because according to the regulatory provisions, bank credit funds may not illegally flow into the securities market. In addition, the installment business of other loans or credit cards under this user name will be cancelled, and the installment principal and installment fee of the remaining term need to be settled immediately, otherwise it may be blacklisted by the bank, and the bank may not approve the credit loan in the future. So, don't use quick loans to buy funds. Fund, translated into English as fund, broadly refers to the corresponding amount of funds opened for a certain goal. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and various foundation funds. From the perspective of accounting profession, capital is a narrow concept, which refers to funds with specific goals and uses. The key to the fund we are talking about is the securities investment fund. According to whether the fund share can be increased or redeemed, it can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund size is uncertain; If the term of closed-end funds is fixed, they are usually listed and traded on the stock exchange, and investors use the secondary market to buy and sell fund shares. According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; Fund managers, fund custodians and investors use fund contracts to open funds, which are usually called contractual funds. China's securities investment funds are all contractual funds.