Medical funds are usually set up by the government, enterprises or social organizations to subsidize or subsidize the medical expenses of individuals or organizations. These expenses may include medical expenses, medicine expenses, examination expenses, operation expenses, etc. The purpose of medical fund is to reduce the economic burden of individuals or organizations due to medical expenses and protect people's health rights and interests. Medical funds can be raised in many ways, such as government grants, corporate donations, social donations, etc. These funds will be specially managed according to certain regulations and procedures to pay for medical expenses. The management and use of medical funds need to follow relevant laws, regulations and rules to ensure the rational use and transparency of funds.
The use of medical funds mainly includes the following aspects:
1, pay and pay medical expenses;
2. Buy healthy products;
3. Vaccination;
4. Physical examination and medical services;
5. Buy commercial health insurance.
To sum up, medical fund is a special fund set up to pay medical expenses, aiming at reducing the economic burden of individuals or organizations and protecting people's health rights and interests. People can enjoy the protection of medical funds by purchasing medical insurance or participating in related plans.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 23
Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.