Current location - Trademark Inquiry Complete Network - Tian Tian Fund - Insurance road rescue service scope
Insurance road rescue service scope

Legal analysis: 1. Power-on service: When the vehicle can't be started due to insufficient power, the rescue center helps to start it by power-on. 2. Emergency water filling: If the water tank is short of water when the vehicle is driving on the road, the rescue center can be responsible for adding water for free. 3. Tire replacement: If the vehicle is unable to run due to a flat tire while driving on the road, the rescue center can help to replace the tire, but the intact spare tire must be provided by the applicant. 4. On-site rescue: If the vehicle breaks down while driving on the road, if it is a fault that does not require special maintenance conditions and tools, it only needs to replace the accessories. The rescue center is responsible for on-site rescue, but the purchase expenses incurred by replacing the accessories shall be borne by the applicant. V. Trailer towing: If the vehicle can't run due to failure, the rescue center will help to tow the vehicle to the maintenance place designated by the applicant. The starting point of the trailer cannot be the vehicle maintenance unit, and the ending point of the trailer can only be the maintenance enterprise. The free trailer does not exceed 1KM, and the rescue expenses incurred after exceeding 1KM shall be borne by the applicant. Vi. Lifting and rescue: If the vehicle can't run due to failure, the rescue center will help to lift the vehicle to a professional transport vehicle and transport it to the maintenance place designated by the applicant. The starting point of the trailer can't be the vehicle maintenance unit, and the ending point of the trailer can only be the maintenance enterprise. The free trailer does not exceed 1KM, and the rescue expenses incurred after exceeding 1KM shall be borne by the applicant.

Legal basis: Regulations on Compulsory Motor Vehicle Traffic Accident Liability Insurance

Article 2 The owner or manager of a motor vehicle driving on the roads within the People's Republic of China shall take out compulsory motor vehicle traffic accident liability insurance in accordance with the provisions of the Road Traffic Safety Law of the People's Republic of China. These Regulations shall apply to the insurance, compensation, supervision and management of compulsory motor vehicle traffic accident liability insurance.

article 3 the compulsory motor vehicle traffic accident liability insurance mentioned in these regulations refers to the compulsory liability insurance in which the insurance company compensates the victims other than the insured and the vehicle personnel for personal injury and property loss caused by road traffic accidents of the insured motor vehicle within the limit of liability.

article 21 if a road traffic accident of an insured motor vehicle causes personal injury, death or property loss to the victims other than the vehicle personnel and the insured, the insurance company shall compensate the insured within the limits of the compulsory motor vehicle traffic accident liability insurance according to law. The loss of road traffic accidents is caused by the victim intentionally, and the insurance company will not compensate.

Article 22 Under any of the following circumstances, the insurance company shall pay the rescue expenses in advance within the liability limit of compulsory insurance for motor vehicle traffic accidents, and shall have the right to recover the compensation from the perpetrator:

(1) The driver has not obtained the driving qualification or is drunk;

(2) The insured motor vehicle caused an accident during its theft and robbery;

(3) The insured intentionally causes a road traffic accident.

under any of the circumstances listed in the preceding paragraph, if a road traffic accident occurs, resulting in the property loss of the victim, the insurance company will not be liable for compensation.

Article 23 Compulsory liability insurance for motor vehicle traffic accidents shall be subject to a unified liability limit throughout the country. The liability limits are divided into death and disability compensation limits, medical expenses compensation limits, property loss compensation limits and compensation limits for which the insured is not responsible in road traffic accidents.

the liability limit of compulsory motor vehicle traffic accident liability insurance shall be stipulated by the insurance supervision and administration institution of the State Council in conjunction with the public security department of the State Council, the health department of the State Council and the agricultural department of the State Council.

article 24 the state establishes a social relief fund for road traffic accidents (hereinafter referred to as the relief fund). Under any of the following circumstances, the funeral expenses and part or all of the rescue expenses of the victims in road traffic accidents shall be paid in advance by the rescue fund, and the rescue fund management institution shall have the right to recover from the person responsible for road traffic accidents:

(1) The rescue expenses exceed the liability limit of compulsory insurance for motor vehicle traffic accidents;

(2) The motor vehicle involved in the accident did not participate in compulsory motor vehicle traffic accident liability insurance;

(3) a motor vehicle escapes after an accident.