Agricultural Bank of China: Agricultural Bank of China Co., Ltd. (HKEx: 1288, Shanghai Stock Exchange: 601288, OTCBB: ACGBY), referred to as Agricultural Bank of China, is a state-owned joint-stock bank of the People's Republic of China and one of the four traditional state-owned commercial banks.
Ranked third among banks in mainland China.
As early as 1951, the original Farmers Bank of China and the Cooperative Bank of the Republic of China were merged into the Agricultural Cooperative Bank. In 1952, this bank was merged into the People's Bank of China. The Agricultural Bank of China itself regards the Agricultural Cooperative Bank as one of its predecessors.
The current Agricultural Bank of China was only reestablished in March 1979.
As of the end of March 2010, Agricultural Bank of China's total assets were 9,499.5 billion yuan, various deposits were 7,497.618 billion yuan, various loans were 4,138.187 billion yuan, and the annual net profit was 51.453 billion yuan.
Departments: (1) Sales Department 1. Responsible for handling various external operations of the head office; 2. Responsible for handling cash surplus and shortage adjustments within the bank; 3. Responsible for data sending and receiving, fund settlement, and large-amount payments of national and provincial special electronic exchange business
System business and intra-city liquidation; 4. Work with relevant departments to launch new products and new business pilots, and assist in new product promotion training.
5. Formulate relevant systems and operating procedures for fund operations, be responsible for the bank's fund operation management, and maintain an appropriate reserve ratio; 6. Responsible for the adjustment of internal fund interest rates; 7. Responsible for handling fund lending, re-loans, discounts, rediscounts, and transfers.
Discount and other businesses; 8. Responsible for inter-bank deposits and inter-bank deposit management; 9. Responsible for bond market analysis, formulating bond market business development plans, and organizing implementation; 10. Responsible for establishing and improving the capital transaction business ledger, and regularly communicating with the financial accounting department
Do a good job in bond balance reconciliation; 11. Responsible for developing financial financing business among banks, insurance companies, securities companies, fund companies and other industries.
(2) Personal Business Department 1. Responsible for the collection, sorting and analysis of personal business information of the whole bank, and formulating development plans and marketing strategies for personal business of the whole bank; 2. Responsible for organizing and carrying out personal customer marketing, and coordinating joint marketing of personal customers of branches
; 3. Responsible for the integration and innovation of personal business products, and the planning and promotion of product brands; 4. Responsible for the use and management of the personal credit system; 5. Organize training for personal account managers in conjunction with relevant departments; 6. Formulate financial management plans on behalf of customers.
Business planning and organizing implementation; 7. Responsible for intermediary businesses such as collection and payment and insurance agency; 8. Formulate personal business-related systems and operating procedures, and work with relevant departments to inspect the implementation of personal business-related systems.
(3) Corporate Business Department 1. Responsible for the collection, sorting and analysis of corporate business information of the whole bank, and formulating development plans and marketing strategies for corporate business of the whole bank; 2. Responsible for organizing corporate customer marketing and coordinating joint marketing of corporate customers of branches;
3. Responsible for the integration and innovation of corporate business products, and the planning and promotion of product brands; 4. Work with relevant departments to organize training for corporate account managers; 5. Responsible for formulating and organizing the implementation of financial management and financial business plans for corporate customers;
6. Carry out the credit rating assessment of corporate customers, and work with the electronic banking department to develop a customer relationship management information system, and establish a corporate customer evaluation system and marketing service system accordingly; 7. Formulate relevant systems and operating procedures for corporate business, and work with relevant departments
, inspect the implementation of systems related to corporate business.
(4) Electronic Banking Department 1. Formulate the bank-wide information management system, electronic banking and bank card business development, application, security related systems and operating procedures, and work with relevant departments to inspect the implementation of electronic banking related systems; 2. Responsible for electronic banking
3. Responsible for the implementation of the bank's computer network construction plan and the operation, maintenance and management of the bank's computer network; 4. Formulate the bank's
Scientific and technological electronic equipment purchase plan, responsible for the installation, maintenance and management of scientific and technological equipment; 5. Responsible for organizing the sale and promotion of electronic banking and bank cards and other products, and assisting branches in marketing; 6. Responsible for the development of electronic banking and bank cards
Product testing, production and application promotion, formulating Internet banking business development plans, and organizing implementation; 7. Responsible for daily management work such as bank card consumption points and merchant points statistics, and contacting and communicating with special merchants; 8. Responsible for handling electronic banking and banking
Card business complaints and related issues; 9. Responsible for the investigation, summary, analysis, and reporting of bank-wide statistical data; 10. Responsible for the management of other affairs of the bank's technology and electronic banking systems.