Under normal circumstances, there will be many places to spend money by the end of the year. Gifts cost money, new items cost money, and even making friends at home costs money. Although it is normal, you should live within your means and learn to save money.

First of all, it is not convenient to withdraw money regularly. It's a little ... but.

Secondly, you can buy an insurance, such as annuity insurance, which is your own way of managing money. Taking it out in the early stage will be a handling fee, which is more troublesome. Even if you are short of money in the later period, you can kill two birds with one stone.

Finally, try the methods of fund management, such as fixed investment and saving some money in the early stage. If you want to withdraw money, you may have to wait a day or two. Some people spend money impulsively, so getting the money two days later is a good local way to avoid impulsive consumption.

I hope I can help you!