1, the redemption rate of this fund is related to the holding time, that is, the shorter the holding time, the higher the redemption rate, and the holding days are less than 7 days, which is charged according to the standard of 1.5%. The longer the holding days, the lower the redemption rate, even the redemption rate is 0. Therefore, investors can reduce the redemption fee by investing in the fund for a long time.
2. The fund is managed by a professional financial manager. Compared with stocks, short-term fluctuations are small, long-term holdings can get more income, and long-term holdings can get more dividends.
At the same time, when investors hold funds for a long time, they can reduce the cost of holding positions and spread risks by constantly covering positions when funds fall, and realize the smile curve effect when funds rebound.
In short, investors should try to choose long-term investment instead of short-term speculation when buying funds.