Clear answer: Calculate how many months you can save a total of 500 yuan.

So obviously, the last month is 1 month of savings.

And the first month saved for 12 months.

The rest can be deduced by analogy.

This is 13 × 6 = 78 (months) = 6.5 (years), so this is equivalent to saving 500 yuan for 6 and a half years.

Calculated based on Yu’e Bao’s current interest rate, the annualized rate of return is approximately 5%.

Then it is: 500×0.05×6.5=162.5 (yuan) Extended answer: Yu’ebao is a balance value-added service created by the third-party payment platform Alipay for individual users.

The scale of Yu'ebao has exceeded 250 billion yuan, and the number of customers has exceeded 49 million. Tianhong Fund has become the largest fund management company in China.

Through Yu'e Bao, users can not only get income, but also consume, pay and transfer money at any time, just as conveniently as using Alipay balance.

Users can directly purchase funds and other financial products on the Alipay website. At the same time, funds in Yu'e Bao can be used for online shopping, Alipay transfers and other payment functions at any time.

The funds transferred to Yu'e Bao will be confirmed by the fund company on the second working day, and the income will begin to be calculated for the confirmed shares.

In essence, it is a monetary fund and there are still risks.