To invest in funds, we must first have knowledge of funds, such as knowing the classification of funds and the risks of fund investment. The common types of funds are money funds, bond funds, mixed funds, index funds and stock funds. The above funds do not guarantee the safety of the principal when investing, but the risks are different.
When investing in a fund, users should know the assets held by the fund, that is, which assets are invested by the money raised by the fund. For example, most of the money raised by equity funds is allocated to stocks. The net value of the fund will rise through the rise of stocks, and the subsequent sales will also get good returns, but there may be new declines.
The fund assets of different themes are different, and users can choose the fund that suits them after analysis. Investment funds should pay attention to the trading rate, so the cost will affect the income of users after investing in funds. Usually, the longer they hold the fund, the lower the handling fee.
Users should pay attention to the time of buying and selling when investing in funds. Generally, when buying or selling before the fund trading day 15, the share or redemption amount will be calculated according to the net value of the fund on that day. If it is submitted for sale after the trading day 15, it will be calculated according to the next trading day of the fund. Pay special attention to this point.
Finally, users generally need to stick to investment funds for a long time, and the income will be less in the short term. At this time, it is best to use your spare money for investment funds, and don't borrow money for investment. Finally, user investment funds must pay attention to the stock market. Generally, the overall trend of the stock market is upward, and the chances of making money will increase.