First, the content of the national master plan.
According to the content of "National Overall Planning System of Basic Old-age Insurance for Enterprise Employees" mentioned in the column of "Social Insurance System Construction" in the "Fourteenth Five-Year Plan for the Development of Human Resources and Social Security", it refers to:
Unify policies such as payment and treatment adjustment of basic old-age insurance for enterprise employees nationwide, unify the fund revenue and expenditure management system, establish a unified national information system and handling service management system, establish a responsibility sharing mechanism between the central and provincial governments, and appropriately strengthen the central government's power. Improve the risk prevention and control system of fund management, and establish a reward and punishment mechanism for the central government to assess provincial governments.
Second, people who have received pensions will not be affected.
Pensions of people who have already received pensions are not affected. Generally speaking, after the national overall planning, the pension that has been calculated and paid before the overall planning will not be calculated and paid again according to the new accounting method, but will still be paid according to the original pension amount. Its pension is neither reduced nor increased.
Three, people who retire after the overall planning of the state are unlikely to reduce their pensions.
Although we haven't seen the specific plan of national overall planning for enterprise employees' endowment insurance, judging from the contents of national overall planning for enterprise employees' endowment insurance in the 14th Five-Year Plan, the contents of national overall planning are to unify policies such as participation payment and treatment adjustment of enterprise employees' basic endowment insurance, unify the fund revenue and expenditure management system, establish a unified national information system and handling service management system, establish a responsibility sharing mechanism between central and provincial governments, and appropriately strengthen the central authority.
The content of overall planning may only be unified in policies such as insurance payment, treatment adjustment and basic revenue and expenditure management system. It is estimated that the unified calculation caliber of payment base, unified payment rate and unified pension calculation and payment method will have an impact on the insured, especially the unified pension calculation and payment method. If economically developed areas adopt the calculation base of underdeveloped areas, pensions may be reduced. However, this is unlikely. It is estimated that the calculation and payment method will comprehensively consider all factors and will not have much impact on the pensions of retirees in developed areas. I believe that the announced plan will certainly safeguard the legitimate rights and interests of the insured and will not harm the interests of the insured, which means that the pension after retirement should not be greatly affected.