What's the buying price of the combined fund? People who have contacted the fund will definitely have such problems. Usually, there is a buying rate for buying funds, so how to calculate the buying rate of combined funds? The following is the buying price of the combined fund brought by Bian Xiao. I hope you like it.
Buying price of combined funds
The handling fee of the fund portfolio is actually very simple, which is calculated according to the handling fee of each fund in the portfolio. There are no other extra costs ~
The proportion of each fund in the portfolio is different, and the purchase amount will be different. The sum of the handling fees calculated according to their respective purchase rates is the total cost.
Take 10000 Yuan Happy pro as an example. If Bank of Communications pure debt A/B accounts for 65,438+07.61%of the portfolio position, the subscription amount of the Fund is 65,438+07,665,438+0. The subscription rate of the Fund is 0.80%, and the platform rate is 1 discount, so the subscription rate is 0.08%. The subscription fee for 176 1 yuan is:
1761x0.08% =1.4 yuan.
Other funds are also calculated in this way ~ the sum of subscription fees of constituent funds is the subscription fee of portfolio.
The subscription fee is clear, but the redemption fee is actually the same. Calculated separately according to each fund product in the portfolio.
What is the fund purchase rate?
Fund subscription rate is a certain percentage of management fee that needs to be paid when purchasing fund shares. Different funds have different buying rates. Some funds may be purchased for free, while others may charge high fees. Fund subscription rates usually include front-end fees, back-end fees, discounts and other forms, so it is necessary to carefully understand the fund rate standards and calculation methods.
At present, the common fund subscription rates in the market mainly include the following:
Front-end fee: generally, it is 1% to 3% of the turnover, that is, the percentage of the corresponding amount deducted from the investor's account when purchasing the fund. The bigger the fund, the lower the front-end rate, and the smaller the fund, the higher the front-end rate.
Back-end charge: also known as redemption fee, general fund shares can only be redeemed after a certain period of time. The most common back-end charge is the management fee charged according to the proportion of holding shares, which is usually between 1%-2%.
Discount fee: just like the "discount" in stock trading, the fund issuing company will issue fund shares to investors at a price lower than the net value, and at the same time charge a certain fee. The extent of the discount is determined by the fund company according to market conditions and other factors.
What is the buying rate of the fund? The fund's purchase fee refers to the fund's purchase fee, which varies according to the transaction amount. Generally speaking, the larger the transaction amount, the lower the charging standard, and the different capital handling fees. Investors can inquire about the specific charging standards in the fund trading rules.
For example, if the buying rate of a fund is 0. 15%, and investors buy a fund of 10000 yuan, then the handling fee for buying the fund can be calculated as: 10000 yuan x0. 15%= 15 yuan.
What does the purchase price mean?
Buying rate refers to the proportion of subscription fees that users need to pay when purchasing funds.
The buying rate is related to the types of funds purchased and the purchase amount. Usually, the buying price of money funds is 0,
The buying rate of short-term debt funds is 0-0.04%, and that of mixed funds is 0. 12-0. 15%.
Subscription refers to the investment behavior that investors apply to buy fund shares during the existence of the fund after its establishment.
When investors subscribe for different funds, the subscription rate may be different due to the size of the subscription amount. Here, calculate the maximum rate.
The subscription amount of open-end funds actually includes two parts: subscription fee and net subscription amount. The subscription fee can be calculated according to a certain proportion of the subscription amount or the net subscription amount. The domestic practice is generally to multiply the total purchase price (including fees) by the applicable rate to calculate the purchase fee, and deduct it from the purchase amount.
What is the fund purchase rate?
Refers to the handling fee charged when purchasing funds. The fees charged by each fund are different. Investors can check the rates in the trading rules.
How to calculate the fund subscription fee?
Depending on the amount, the larger the purchase amount, the cheaper the handling fee, and the upper limit is 1 0,000 yuan. In addition to the buying fee, there will be a selling fee, which varies according to the holding time. The longer the holding time, the lower the handling fee. The price when the fund buys is calculated according to the price of confirming the net value, and the price of buying meat varies according to the different time nodes.
The trading day refers to Monday to Friday. If it is purchased before 3 o'clock from Monday to Thursday, it will be calculated according to the price of the next day. If it is bought before 3 o'clock on Friday, it will be calculated according to the price of next Monday. If it is bought after 3 o'clock on Friday, it will be calculated according to the price of next Tuesday. Non-trading days refer to Saturdays and Sundays, during which transactions are not conducted and legal holidays are not conducted. However, you can also buy funds during this period, and only after confirming the net value on the trading day, calculate according to the price of the net value. The fund can also be revoked if it is bought.
If you feel that the fund you bought is not what you want, or there is a better fund to invest in, you can also cancel it, but this time is very short.