Now the stock market is in turmoil. If you are not in a hurry to use money, it is recommended to hold it for a long time. After all, fund investment is a long-term investment and financial management activity. In fact, the essence of investment is to grasp the layout of medium-and long-term strategic investment products in the market, tap high-quality listed companies with the help of professional advantages, track them firmly, persistently and continuously, and adjust and optimize the securities held according to the changes in the actual situation of the industry or company, so as to achieve a relatively stable investment performance without too much fluctuation. Frequent trading of funds, even professional investors, is difficult to successfully grasp every band, let alone ordinary individual investors. Through band operation, it is difficult to achieve good performance in the medium and long term. Moreover, it will not only cost a lot of money to purchase and redeem, but also miss the opportunity of a sharp rise in fund performance.

To be honest, many friends around me bought funds at a high level last year, and they suffered serious losses this year, but don't redeem them frequently because of losses. Since they are also losses, it is better to treat them as long-term investments and wait for the next bull market.